perlindungan tenang tenang
Perlindungan Tenang

Everyone deserves protection. Perlindungan Tenang is a national initiative to provide simple and affordable insurance and Takaful plans so that you can protect your loved ones regardless of your financial situation.
perlindungan tenang tenang
Perlindungan Tenang

Everyone deserves protection. Perlindungan Tenang is a national initiative to provide simple and affordable insurance and Takaful plans so that you can protect your loved ones regardless of your financial situation.
 

Simple and Affordable
Protection for All

tenang

Insurance and Takaful protection is an important part of financial planning for the future, offering you and your family a safety net that keeps you financially protected against death, fire and other unfortunate events.

It provides you with peace-of-mind, knowing that your loved ones who depend on you will receive a sum of money to help meet daily expenses and get back on their feet in case of unforeseen circumstances.

With Perlindungan Tenang, you can now easily purchase or participate in protection plans that are affordable and easy to understand, with a convenient claims process.

 

Simple and Affordable
Protection for All

tenang

Insurance and Takaful protection is an important part of financial planning for the future, offering you and your family a safety net that keeps you financially protected against death, fire and other unfortunate events.

It provides you with peace-of-mind, knowing that your loved ones who depend on you will receive a sum of money to help meet daily expenses and get back on their feet in case of unforeseen circumstances.

With Perlindungan Tenang, you can now easily purchase or participate in protection plans that are affordable and easy to understand, with a convenient claims process.

Tips

when signing up for Life Insurance/Family Takaful Plans

tips

Make a nomination and inform your nominee so that he/she can receive the benefits without delay in the event of death

tips

Find out how to make a claim

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Ask your agent/insurer/Takaful operator about your rights and responsibilities as a policyholder/participant


Benefits

 
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Affordable


  • Premium/contributions from only a few Ringgit per month
  • Yearly renewable plans
tips

Simple


  • Easy to understand
  • Pays a lump sum of money to beneficiaries upon death
 
 
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Easy to purchase/participate


  • Buy directly online or from participating insurers/Takaful operators or agents
  • Also available from selected bank branches, mobile phone operators and post offices
tips

Easy claims process


  • With complete documentation, your claims will be paid out within five (5) working days
 


Look out for any products with the Perlindungan Tenang logo from your preferred insurance companies and Takaful operators.

tenang
bank negara malaysia
liam liam liam

Perlindungan Tenang Products


 

tenang
tenang

Helpful Resources


AIA Starter Plan

Dist. Channel/ Where to Buy
Internet
Entry Age
16 - 55 years old
Sum Covered
RM10k-30k
Type of coverage
Death
*Premium/ Contribution for lowest Plan
RM33 per year
(RM2.87 per month)
1300-88-1899
my.customer@aia.com
www.aia.com.my
Find out more

Allianz Kasih Hayat

Dist. Channel/ Where to Buy
Agent Branches
Entry Age
18 - 70 years old
Sum Covered
RM10k-20k
Type of coverage
Death
*Premium/ Contribution for lowest Plan
RM38 per year
(RM3.16 per month)
1300 22 5542
customer.service@allianz.com.my
www.allianz.com.my

BIMA Life

Dist. Channel/ Where to Buy
CELCOM
Entry Age
18 - 50 years old
Sum Covered
RM20 to 100k
Type of coverage
*Premium/ Contribution for lowest Plan
RM5.30 - RM26.50
(monthly premium)
Find out more

EasyCare Plus

Dist. Channel/ Where to Buy
Agents (Group Insurance Channel)
Entry Age
18 - 59 years old
Sum Covered
Type of coverage
Natural Death, Accidental Death and Total Permanent Disability
1300-1300 88
wecare-my@greateasternlife.com
www.greateasternlife.com/my
The information of this product is being updated. We apologise for any inconvenience caused.

Life Protector

Dist. Channel/ Where to Buy
Internet
Entry Age
18 - 50 years old
Sum Covered
Up to RM100k
Type of coverage
Death, Accidental Total and Permanent Disability (TPD)
*Premium/ Contribution for lowest Plan
RM60 per year
03-7650 1288
customerservice@hla.hongleong.com.my
www.hlatouch.my
The information of this product is being updated. We apologise for any inconvenience caused.

Merchantrade Insure - Life

Dist. Channel/ Where to Buy
Merchantrade Branches
Entry Age
18 - 60 years old
Sum Covered
RM4k to RM30k
Type of coverage
Death due to natural or accidental causes.
*Premium/ Contribution for lowest Plan
RM1 - RM5 monthly (RM12 - RM75 per year)
03-7652 3388
customerservice@mcis.my
www.mcis.my
The information of this product is being updated. We apologise for any inconvenience caused.

Go Life

Dist. Channel/ Where to Buy
U Mobile
Entry Age
18 - 50 years old
Sum Covered
RM18k to 38k
Type of coverage
Death and Total Permanent Disability due to all causes; Death and Total Permanent Disability due to specified illness specified in Product Disclosure Sheet
*Premium/ Contribution for lowest Plan
GOLIFE 5 - RM60 per year (RM5 per month)
GOLIFE 10 - RM120 per year (RM10 per month)
1300 88 5055
wecare@sunlifemalaysia.com
www.sunlifemalaysia.com
Find out more

TokioMarine E-ssential Tenang

Dist. Channel/ Where to Buy
Internet/ Agent
Entry Age
18 – 50 years old
Sum Covered
TokioMarine E-ssential Tenang
Entry Age Death Coverage
18-35 RM50,000
36-50 RM25,000
TokioMarine E-ssential Tenang Plus
Entry Age Non Accidental Death
Coverage
Accidental Death
Coverage
Accidental TPD
Coverage
18-35 RM50,000 RM 110,000 RM 60,000
36-50 RM25,000 RM 55,000 RM 30,000
Type of coverage
Death, Accidental Death, Accidental TPD
03 2603 3999
customercare@tokiomarinelife.com.my
www.tokiomarinelife.com.my
Find out more

AIA i-Starter Plan

Dist. Channel/ Where to Buy
Online
Entry Age
16 - 55 years old
Sum Covered
RM10k / RM15k / RM20k / RM25k / RM30k
Type of coverage
Coverage on death
*Premium/ Contribution for lowest Plan
Minimum RM39.00 per year (Depends on age and gender)
1300 88 8922
my.customer@aiapublic.com.my
www.aia.com.my
Find out more

Lindungi

Dist. Channel/ Where to Buy
Online
Entry Age
19 - 60 years old
Sum Covered
Starts from RM20k
Type of coverage
Death and Total Permanent Disability (TPD)
Contribution Rates
Depends on the Sum Covered selected, age, gender, health status and/or occupation
+603 2775 7188
customer@prubsn.com.my
www.prubsn.com.my
The information of this product is being updated. We apologise for any inconvenience caused.

Agro Mabrur-i

We are sorry, the information about this product is being updated. We apologize for any inconvenience caused. Thank you.

POS Tenang

Dist. Channel/ Where to Buy
POS Malaysia Nationwide
Entry Age
21 - 45 years old
*Sum Covered
Silver Plan RM7.5k
*Gold Plan RM12k
Platinum Plan RM15k
*Premium/ Contribution for lowest Plan
Silver Plan RM55
*Gold Plan RM85
Platinum Plan RM110
For BKM/BPR recipients for Perlindungan Tenang Voucher only RM75. Campaign period starting from 1 January 2022 until 31 December 2022. *Under this campaign, Pos Tenang Plan is RM85 where the remaining RM10 contribution will be exempted by Etiqa Family Takaful as Amal Jariah to eligible participants.
www.eti.qa/livechat 1300 13 8888
info@etiqa.com.my
www.etiqa.com.my
Find out more

FWD Kasih

Dist. Channel/ Where to Buy
Online and Selected Partners
Entry Age
18 - 55 years old
Sum Covered
RM10k - Plan 1*
RM20k - Plan 2*
RM30k - Plan 3*
RM40k - Plan 4
Type of coverage
Death; Total Permanent Disability (TPD); Badal Haji; Death due to accident; Khairat Kematian
*Premium/ Contribution for lowest Plan
Starting from as low as RM2.03 a month (for monthly income RM5k and below).
*For Perlindungan Tenang Voucher Programme (PTV): Eligible Covered Member can subscribe to Plan 1/Plan 2/Plan 3 by using the Perlindungan Tenang Voucher of RM75 during the Campaign Period from 1 January 2022 to 31 December 2022. Under this Campaign, contribution amount that exceed will be waived by FWD Takaful Berhad, only for the first year.
1300 13 7988 (Malaysia) 603 2771 7771 (International)
contact.my@fwd.com
www.fwd.com.my
Dedicated support line/email for Kasih product:
03-2771 7737
kasih.my@fwd.com

Mini PA

Dist. Channel/ Where to Buy
Online
Entry Age
16 - 65 years old
Sum Covered
RM12k - Plan A
RM24k - Plan B
RM36k - Plan C
RM48k - Plan D
RM75k - Plan E
Type of coverage
Accidental Death and/or Permanent Disablement & Bereavement Allowance
*Premium/ Contribution for lowest Plan
Starting from as low as RM13.78 to RM75.00 per annum
1-800-88-6744
myMSIG@my.msig-asia.com
www.msig.com.my
Find out more

Allianz KampungKu

Dist. Channel/ Where to Buy
Online/Agents/Agent Branches
Sum Covered
RM12k
Type of coverage
Coverage for Building and/or household contents against fire and lightning, Emergency Relief Benefit and Personal accident for death, permanent disablement and funeral expenses
*Premium/ Contribution for lowest Plan
RM75.00 per year
1300 22 5542
customer.service@allianz.com.my
www.allianz.com.my
Find out more

HLM Takaful Tenang & HLM Takaful Tenang 75

Dist. Channel/ Where to Buy
Online
Entry Age
18 – 60 tahun
Sum Covered
HLM Takaful Tenang
RM20k - RM80k

HLM Takaful Tenang 75
Bergantung kepada umur penyertaan
Type of coverage
For as low as RM 50 per year, get protected against death and permanent disability with increasing coverage.
*Premium/ Contribution for lowest Plan
HLM Takaful Tenang
Depends on entry age/gender/Sum Covered

HLM Takaful Tenang 75
RM75 per year
+603 7650 1800
ReachUs@takaful.hongleong.com.my
www.hlmtakaful.com.my
Find out more

BSN Takaful Sakinah

Dist. Channel/ Where to Buy
BSN branches (over the counter) and BSN website (self-enrolment via online)
Entry Age
ANB 19-60
Sum Covered
Plan 1: RM10k
Plan 2: RM15k
Plan 3: RM20k
Plan 4: RM30k
Type of coverage
Natural Death Benefits, Accidental Death Benefit, Khairat Benefit
Premium/ Contribution for lowest Plan
Plan 1: RM55 per year
Plan 2*: RM80 per year
Plan 3: RM110 per year
Plan 4*: RM165 per year
*Available to Bantuan Keluarga Malaysia (BKM) recipients of RM75 Perlindungan Tenang Voucher (PTV). Campaign Period from 1 January 2022 to 31 December 2022. Under this Campaign, RM5 of Upfront Wakalah Charge will be waived by PruBSN.
+603 2775 7188
customer@prubsn.com.my
www.prubsn.com.my
Find out more

HLA Stackable

Dist. Channel/ Where to Buy
Internet
Entry Age
20 - 60 years old
Sum Covered
Up to RM60k
Type of coverage
Life, Accidental Death, Accidental Total and Permanent Disability, Accidental Hospital Income
*Premium/ Contribution for lowest Plan
RM75 per year
03-7650 1288
customerservice@hla.hongleong.com.my
www.hlatouch.my
The information of this product is being updated. We apologise for any inconvenience caused.

Allianz PerlindunganKu

Dist. Channel/ Where to Buy
Perlindungan Tenang Partners and Distributors
Entry Age
18 – 59 years old
Sum Covered
Plan 1 – RM20,000
Plan 2 – RM25,000
*Premium/ Contribution for lowest Plan
Plan 1 – RM50
Plan 2 – RM75
1300 22 5542
customer.service@allianz.com.my
www.allianz.com.my
Find out more

Great Eastern MikroSayang

Dist. Channel/ Where to Buy
MikroSayang website at www.MikroSayang.com
Entry Age
19 - 55 years age next birthday
Sum Covered
Pelan A: Accidental Death Benefit of RM5,000 and Hospitalisation Benefit of RM50/daily
Pelan B: Accidental Death Benefit of RM5,000 and Critical Illness Benefit of RM5,000
Pelan C: Accidental Death Benefit of RM5,000; Hospitalisation Benefit of RM50/daily and Critical Illness Benefit of RM5,000
*Premium/ Contribution for lowest Plan
Plan A: RM50
Plan B: RM50
Plan C: RM90
1300 13 8338
i-greatcare@greateasterntakaful.com
www.greateasterntakaful.com
Find out more

MyTenang

Dist. Channel/ Where to Buy
Agents/Brokers
Entry Age
18 to 60 years old
Sum Covered
RM5k to RM30k
Type of coverage
Death due to natural or accidental causes.
*Premium/ Contribution for lowest Plan
RM50 / RM75 (yearly)
03-7652 3388
customerservice@mcis.my
www.mcis.my
The information of this product is being updated. We apologise for any inconvenience caused.

POS Perlindunganku

Dist. Channel/ Where to Buy
POS Malaysia
Entry Age
18 – 59 years old
Sum Covered
Plan 1 – RM20,000
Plan 2 – RM25,000
*Premium/ Contribution for lowest Plan
Plan 1 – RM50
Plan 2 – RM75
Find out more

Protector Guard

Dist. Channel/ Where to Buy
Business Partner’s ecosystem like App/SMS/Website
Entry Age
16 – 64 years old
Sum Covered
Accident Death (extended to cover Dengue Fever) RM30k

Accidental Disability Up to RM30k

Accidental Daily Hospital Income (up to a maximum of 60 days) (extended to cover Dengue Fever) RM100 per day
Type of coverage
Accidental Death, Accidental Disability, Accidental Daily Hospital Income
*Premium/ Contribution for lowest Plan
Plan 25 – RM24.00 for 6 months coverage
Plan 50 – RM47.17 for 12 months coverage
Plan 75 – RM71.00 for 18 months coverage

1-800-883-110
Tenang.MY@Chubb.com
https://www.chubb.com/my-en/
The information of this product is being updated. We apologise for any inconvenience caused.

Takaful myTenang Care

Dist. Channel/ Where to Buy
Online via www.online.takaful-malaysia.com.my or branches
Entry Age
19 - 55 years old (Age Next Birthday)
Sum Covered
Type of coverage
Death (All Causes), Total and Permanent Disability (All Causes)
*Premium/ Contribution for lowest Plan
RM 75 (yearly)
1-300 88 252 385
03-2274 0237
csu@takaful-malaysia.com.my
https://online.takaful-malaysia.com.my/
The information of this product is being updated. We apologise for any inconvenience caused.

Tenang PA Care

Dist. Channel/ Where to Buy
Selected Partners
Entry Age
18 - 70 years old
Sum Covered
hingga RM30,000 – Pelan 25
hingga RM60,000 – Pelan 50
hingga RM90,000 – Pelan 75
hingga RM120,000 – Pelan 100
Type of coverage
• Accidental Death
• Permanent Disablement
• Bereavement Allowance due death from an accidental means, Dengue, Malaria, Japanese Encephalitis , Zika, Hand, Foot & Mouth Disease (HFMD), or COVID-19
• Double Indemnity pay out due to Accidental Death or Total Permanent Disablement whilst travelling on public transportation
*Premium/ Contribution for lowest Plan
Plan 25 – RM25.00 per year
Plan 50 – RM50.00 per year
Plan 75 – RM75.00 per year
Plan 100 – RM100.00 per year
The information of this product is being updated. We apologise for any inconvenience caused.

IKHLAS Perlindungan Tenang

Dist. Channel/ Where to Buy
Bank Muamalat Malaysia Berhad branches
Entry Age
Min Age = 16 years old
Max Age = 60 years old
Note: Age definition is age next birthday
Sum Covered
*Premium/ Contribution for lowest Plan
RM75.00
Hotline: +603 2723 9696
Email: ikhlascare@takaful-ikhlas.com.my
Website: www.takaful-ikhlas.com.my
The information of this product is being updated. We apologise for any inconvenience caused.

Tenang Hospital Income

Dist. Channel/ Where to Buy
Online/agents/branches/Perlindungan Tenang Partners
Entry Age
18 - 69 years
Sum Covered
Up to RM19,200
Type of coverage
Daily Hospital Income
Intensive Care Unit Hospital Income
COVID-19 Hospital Income
COVID-19 Intensive Care Unit Hospital Income
Premium/ Contribution for lowest Plan
RM75.00
Hotline: 1-800-88-6744
Email: myMSIG@my.msig-asia.com
Website: www.msig.com.my
Find out more

Tokio Marine TenangCare

Dist. Channel/ Where to Buy
Perlindungan Tenang Partner – GMAT
Entry Age
aged from 18 years up to 70 years old
Sum Covered
Table of Coverage Sum Insured (RM)
Accidental Death 50,000
Permanent Disablement 50,000
Bereavement Allowance
(Death due to Dengue Fever)
50,000
Hospitalization Cash Allowance (due to accident)
Up to 50 days/ RM5,000 per policy year
100 per day
Dengue Fever Allowance RM1,000 per policy year
Annual Premium (RM) 75
Amount of Contribution
A flat premium of RM75 per year.
Find out more

Liberty Tenang

Dist. Channel/ Where to Buy
Direct and Agency Channel
Entry Age
Minimum 18 years old
Maximum 60 years old
Sum Covered
Plan 1 : Maximum Sum Insured RM18,000
Plan 2 : Maximum Sum Insured RM30,000
Plan 3 : Maximum Sum Insured RM45,000
Plan 4 : Maximum Sum Insured RM60,000
Amount of Contribution
Annual Premium (Not inclusive Stamp Duty)
Plan 1 : RM30
Plan 2 : RM50
Plan 3 : RM75
Plan 4 : RM100
Find out more

AXA Tenang PA

Dist. Channel/ Where to Buy
AXA Branch
Entry Age
Age 18 - 65
Sum Covered
Type of coverage
With AXA Tenang PA, you can safeguard yourself and your loved ones with 24/7 year-round protection against death or permanent disability due to accident.
Amount of Contribution
RM50 & RM75 (included 6% SST)
Find out more

Great Tenang

Dist. Channel/ Where to Buy
Agency, Partners and Direct Channel
Entry Age
Age 16 - 70
Sum Covered
RM42,500
Type of coverage
Great Tenang provides 24 hours’ insurance protection against Accidental Death or Total Permanent Disablement caused by accidental, Hospital Income, Cash Relief Allowance & Funeral Allowance
Amount of Contribution
RM75
Find out more

Z-Prihatin Takaful

Dist. Channel/ Where to Buy
Digital Platform
Entry Age
From 16 to 65 years old
Sum Covered
RM25,000 (plan A) and RM40,000 (plan B)
Type of coverage
1. Accidental Death and Permanent Disablement
2. Hospital Income due to Accident
3. Hospital Income due to Dengue
4. Funeral Expenses
Amount of Contribution
RM50 (plan A) and RM75 (plan B)
Find out more

PruBSN Amani

Dist. Channel/ Where to Buy
Direct channel / The dedicated customer will be notified through SMS that will link the customer to the enrolment site.

Note: Available to Bantuan Keluarga Malaysia (BKM) recipients of RM75 Perlindungan Tenang Voucher (PTV) only.
Entry Age
ANB 19-60
Sum Covered
Contribution
RM75 per year through Perlindungan Tenang Voucher (PTV) of RM75

Hotline: +603 2775 7188
Email: customer@prubsn.com.my
Website: www.msig.com.my
The information of this product is being updated. We apologise for any inconvenience caused.

PLAN75 PA Policy

Dist. Channel/ Where to Buy
You may contact any of Pacific Insurance Berhad’s agents, branch offices or visit us at our website:
https://www.pacificinsurance.com.my/products/personal-accident/plan75-personal-accident-policy/
Entry Age
18 to 65 years old
Sum Covered
RM75,000 (Accidental Death or Permanent Disablement)
RM1,000 (Funeral expenses from Accidental Death)
Type of coverage
This is a 24-hour worldwide insurance policy under the Perlindungan Tenang Scheme that provides coverage for death and funeral expenses, or permanent disablement arising from an accident.

Accidental Death benefit, if occurring within 12 calendar months from the date of an Insured Person’s accident, and funeral expenses;
OR
Permanent Disablement benefit caused by an accident if occurring within 12 calendar months of an Insured Person’s date of accident in accordance with the Table of Benefit.
Contribution

* For purchase under the PTV programme (on/after 15 July 2022), a premium of RM5.00 is charged but service tax is waived, and the balance of the premium is deducted from Your entitled PT Voucher.
Tel: +603 2633 8999

Toll Free Line: 1800 88 1629 Email: customerservice@pacificinsurance.com.my
Website: www.pacificinsurance.com.my
The information of this product is being updated. We apologise for any inconvenience caused.