Perlindungan Tenang Products:

The Perlindungan Tenang Voucher Programme (PTV) is an initiative by the Government of Malaysia to expand the social protection for the lower-income population. Under this programme, a RM50 voucher is allocated to eligible Bantuan Prihatin Rakyat (BPR) recipients to help them purchase Perlindungan Tenang products from licensed insurers and takaful operators.
Under the first phase of the PTV Programme rollout, a RM50 voucher will firstly be allocated to 3.6 million BPR recipients under the household category to purchase a Perlindungan Tenang protection plan from participating licensed insurers and takaful operators in the country. Subsequently, this initiative will be made available to other categories of BPR recipients at a later date.
You may go to www.myptv.my website for Perlindungan Tenang Voucher Programme (PTV) to check on the eligibility

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AIA Starter Plan

Dist. Channel/ Where to Buy
Internet
Entry Age
16 - 55 years old
Sum Covered
RM10k-30k
Type of coverage
Death and Total Permanent Disability
*Premium/ Contribution for lowest Plan
RM33 per year
(RM2.87 per month)
1300-88-1899
my.customer@aia.com
www.aia.com.my
Find out more

Allianz Kasih Hayat

Dist. Channel/ Where to Buy
Agent Branches
Entry Age
16 - 70 years old
Sum Covered
RM10k-20k
Type of coverage
Death
*Premium/ Contribution for lowest Plan
RM38 per year
(RM3.16 per month)
1300 22 5542
customer.service@allianz.com.my
www.allianz.com.my
Find out more

BIMA Life

Dist. Channel/ Where to Buy
CELCOM
Entry Age
18 - 50 years old
Sum Covered
RM20 to 100k
Type of coverage
*Premium/ Contribution for lowest Plan
RM5.30 - RM26.50
(monthly premium)
Find out more

EasyCare Plus

Dist. Channel/ Where to Buy
Agents (Group Insurance Channel)
Entry Age
18 - 59 years old
Sum Covered
Type of coverage
Natural Death, Accidental Death and Total Permanent Disability
1300-1300 88
wecare-my@greateasternlife.com
www.greateasternlife.com/my
Find out more

Life Protector

Dist. Channel/ Where to Buy
Internet
Entry Age
18 - 50 years old
Sum Covered
RM20k
Type of coverage
Death, Accidental Total and Permanent Disability (TPD)
*Premium/ Contribution for lowest Plan
RM60 per year
(RM5 per month)
03-7650 1288
customerservice@hla.hongleong.com.my
www.hla.com.my
Find out more

Merchantrade Insure - Life

Dist. Channel/ Where to Buy
Merchantrade Branches
Entry Age
18 - 60 years old
Sum Covered
RM4k to RM20k
Type of coverage
Death due to natural or accidental causes.
*Premium/ Contribution for lowest Plan
RM1 - RM5 monthly (RM12 - RM60 per year)
03-7652 3388
customerservice@mcis.my
www.mcis.my
Find out more

Go Life

Dist. Channel/ Where to Buy
U Mobile
Entry Age
18 - 50 years old
Sum Covered
RM18k to 38k
Type of coverage
Death and Total Permanent Disability due to all causes; Death and Total Permanent Disability due to specified illness specified in Product Disclosure Sheet
*Premium/ Contribution for lowest Plan
GOLIFE 5 - RM60 per year (RM5 per month)
GOLIFE 10 - RM120 per year (RM10 per month)
1300 88 5055
wecare@sunlifemalaysia.com
www.sunlifemalaysia.com
Find out more

TokioMarine E-ssential Tenang

Dist. Channel/ Where to Buy
Internet/ Agent
Entry Age
18 – 50 years old
Sum Covered
TokioMarine E-ssential Tenang
Entry Age Death Coverage
18-35 RM50,000
36-50 RM25,000
TokioMarine E-ssential Tenang Plus
Entry Age Non Accidental Death
Coverage
Accidental Death
Coverage
Accidental TPD
Coverage
18-35 RM50,000 RM 110,000 RM 60,000
36-50 RM25,000 RM 55,000 RM 30,000
Type of coverage
Death, Accidental Death, Accidental TPD
03 2603 3999
customercare@tokiomarinelife.com.my
www.tokiomarinelife.com.my
Find out more

AIA i-Starter Plan

Dist. Channel/ Where to Buy
Online
Entry Age
16 - 55 years old
Sum Covered
RM10k / RM15k / RM20k / RM25k / RM30k
Type of coverage
Coverage on death
*Premium/ Contribution for lowest Plan
Minimum RM39.00 per year (Depends on age and gender)
1300 88 8922
my.customer@aiapublic.com.my
www.aia.com.my
Find out more

Lindungi

Dist. Channel/ Where to Buy
Online
Entry Age
19 - 60 years old
Sum Covered
Starts from RM20k
Type of coverage
Death and Total Permanent Disability (TPD)
Contribution Rates
Depends on the Sum Covered selected, age, gender, health status and/or occupation
+603 2775 7188
customer@prubsn.com.my
www.prubsn.com.my
Find out more

Agro Mabrur-i

Dist. Channel/ Where to Buy
All Agro Branch Nationwide
Entry Age
18 - 64 years old (Above 60 years old, only eligible for Plan 1)
Sum Covered
RM13k (Plan 1)
RM26k (Plan 2)
RM40k (Plan 3)
Type of coverage
Death; Total Permanent Disability (TPD); Badal Haji; Wakaf; Funeral Expenses
*Premium/ Contribution for lowest Plan
RM75 (Plan 1)
RM135 (Plan 2)
RM195 (Plan 3)
per year
+603 2723 9696
ikhlascare@takaful-ikhlas.com.my
www.takaful-ikhlas.com.my
Find out more

POS Tenang

Dist. Channel/ Where to Buy
POS Malaysia Nationwide
Entry Age
21 - 45 years old
Sum Covered
RM7.5k / RM12k / RM15k
Type of coverage
Coverage on Death
*Premium/ Contribution for lowest Plan
RM55 / RM85 / RM110
www.eti.qa/livechat 1300 13 8888
info@etiqa.com.my
www.etiqa.com.my
Find out more

FWD Kasih

Dist. Channel/ Where to Buy
Online and Selected Partners
Entry Age
18 - 55 years old
Sum Covered
RM10k - Plan 1
RM20k - Plan 2*
RM30k - Plan 3
RM40k - Plan 4
Type of coverage
Death; Total Permanent Disability (TPD); Badal Haji; Death due to accident; Khairat Kematian
*Premium/ Contribution for lowest Plan
Starting from as low as RM2.03 a month (for monthly income RM5k and below).
*For Perlindungan Tenang Voucher Programme (PTV): Eligible Covered Member can subscribe to Plan 2 by using the Perlindungan Tenang Voucher of RM50 during the Campaign Period from 30 September 2021 to 30 September 2022. Under this Campaign, contribution amount that exceed RM50 will be waived by FWD Takaful Berhad, only for the first year.
1300 13 7988 (Malaysia) 603 2771 7771 (International)
contact.my@fwd.com
www.fwd.com.my
Dedicated support line/email for Kasih product:
03-2771 7737
kasih.my@fwd.com
Find out more
(Participation with voucher)
Find out more
(Participation without voucher)

Mini PA

Dist. Channel/ Where to Buy
Online
Entry Age
16 - 65 years old
Sum Covered
RM12k - Plan A
RM24k - Plan B
RM36k - Plan C
RM48k - Plan D
Type of coverage
Accidental Death and/or Permanent Disablement & Bereavement Allowance
*Premium/ Contribution for lowest Plan
Starting from as low as RM13.78 to RM50.00 per annum
1-800-88-6744
myMSIG@my.msig-asia.com
www.msig.com.my
Find out more

Allianz KampungKu

Dist. Channel/ Where to Buy
Online/Agents/Agent Branches
Sum Covered
RM12k
Type of coverage
Coverage for Building and/or household contents against fire and lightning, Emergency Relief Benefit and Personal accident for death, permanent disablement and funeral expenses
*Premium/ Contribution for lowest Plan
RM75.00 per year
1300 22 5542
customer.service@allianz.com.my
www.allianz.com.my
Find out more

HLM Takaful Tenang & HLM Takaful Tenang 50

Dist. Channel/ Where to Buy
Online via www.hlmtserv.com
Entry Age
HLM Takaful Tenang: 18 – 60 years old
HLM Takaful Tenang 50: 18 – 55 years old
Sum Covered
HLM Takaful Tenang: RM20k – RM80k
HLM Takaful Tenang 50: Depends on entry age
Type of coverage
Death and Total Permanent Disability (TPD)
*Premium/ Contribution for lowest Plan
HLM Takaful Tenang
The contribution depends on entry age, gender and Sum Covered amount

HLM Takaful Tenang 50
RM50 per year
+603 7650 1800
ReachUs@takaful.hongleong.com.my
www.hlmtakaful.com.my
Find out more

BSN Takaful Sakinah

Dist. Channel/ Where to Buy
BSN branches (over the counter) and BSN website (self-enrolment via online)
Entry Age
19-50 (ANB)
Sum Covered
Plan 1: RM10k
Plan 2: RM20k
Plan 3: RM30k
Type of coverage
Natural Death Benefits, Accidental Death Benefit, Khairat Benefit
Premium/ Contribution for lowest Plan
Plan 1*: RM55 per year
*Eligible Covered Member can subscribe to Plan 1 by using the Perlindungan Tenang Voucher of RM50 during the Campaign Period from 30 September 2021 to 30 September 2022. Under this Campaign, RM5 of Upfront Wakalah Charge will be waived by PruBSN.
Plan 2: RM110 per year
Plan 3: RM165 per year
+603 2775 7188
customer@prubsn.com.my
www.prubsn.com.my
Find out more

HLA Stackable

Dist. Channel/ Where to Buy
Internet
Entry Age
20 - 60 years old
Sum Covered
Up to RM20k
Type of coverage
Life, Accidental Death, Accidental Total and Permanent Disability, Accidental Hospital Income
*Premium/ Contribution for lowest Plan
RM5 per year
03-7650 1288
customerservice@hla.hongleong.com.my
www.hla.com.my
Find out more

Allianz PerlindunganKu

Dist. Channel/ Where to Buy
Perlindungan Tenang Partners and Distributors
Entry Age
18 – 59 years old
Sum Covered
RM20,000
*Premium/ Contribution for lowest Plan
RM50 (Including 6% Service Tax)
1300 22 5542
customer.service@allianz.com.my
www.allianz.com.my
Find out more

Great Eastern MikroSayang

Dist. Channel/ Where to Buy
MikroSayang website at www.MikroSayang.com *Akan Datang*
Entry Age
19 years age next birthday
Sum Covered
Pelan A: Accidental Death Benefit of RM5,000 and Hospitalisation Benefit of RM50/daily
Pelan B: Accidental Death Benefit of RM5,000 and Critical Illness Benefit of RM5,000
Pelan C: Accidental Death Benefit of RM5,000; Hospitalisation Benefit of RM50/daily and Critical Illness Benefit of RM5,000
*Premium/ Contribution for lowest Plan
Plan A: RM50
Plan B: RM50
Plan C: RM90
1300 13 8338
i-greatcare@greateasterntakaful.com
www.greateasterntakaful.com
Find out more

MyTenang

Dist. Channel/ Where to Buy
Agents/Brokers
Entry Age
18 to 60 years old
Sum Covered
RM5k to RM25k
Type of coverage
Death due to natural or accidental causes.
*Premium/ Contribution for lowest Plan
RM50 (yearly)
03-7652 3388
customerservice@mcis.my
www.mcis.my
Find out more

POS Perlindunganku

Dist. Channel/ Where to Buy
POS Malaysia
Entry Age
18 – 59 years old
Sum Covered
RM20,000
*Premium/ Contribution for lowest Plan
RM50 (Including 6% Service Tax)
Find out more