MY CALCULATOR


Work out how much life insurance/family takaful you and your family may need with our calculator.
Simply enter your income, expenses, savings and current coverage and we will calculate your ideal coverage and any protection gap.

Select your coverage


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Term Coverage
Critical Illness Coverage
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Annual Medical Coverage

Income


Net Monthly Income:
(income after tax and other payroll deductions)
RM
Other Monthly Income:
(e.g. rental, investment, etc)
RM

Expenses


Fixed Monthly Expenses:
(housing, car loan, etc)
RM
Vairable Monthly Expenses:
(food, utilities, transport/petrol, etc)
RM
Monthly Insurance Premium / Takaful Contribution
RM

Savings


Monthly Savings:
RM

Existing Coverage


(including employee benefits and any riders you may have)
Existing life insurance / family takaful sum covered:
RM
Existing medical insurance / takaful annual limit:
RM
Existing daily cash benefit for hospitalisation:
RM
Existing critical illness sum covered:
RM

Critical Illness Coverage


Desired replacement income in the event of critical illness
Percentage of current income:*
%
Number of years:
(estimated duration for recovery)
Year(s)
*you may refer to your insurance company / takaful operator for details of your existing coverage