Calculator


Work out how much life insurance/family takaful you and your family may need with our calculator. Simply enter your income, expenses, savings and current coverage and we will calculate your ideal coverage and any protection gap.


Select Your
Coverage


Income

Net Monthly Income:

(income after tax and other payroll deductions)

RM
Other Monthly Income:

(e.g. rental, investment, etc)

RM

Expenses

Fixed Monthly Expenses:

(housing, car loan, etc)

RM
Variable Monthly Expenses:

(food, utilities, transport/petrol, etc)

RM
Monthly Insurance Premium / Takaful Contribution:
RM

Savings

Monthly Savings:
RM

Existing Coverage

(including employee benefits and
any riders you may have)

Existing life insurance / family takaful sum covered:
RM
Existing medical insurance / takaful annual limit:
RM
Existing daily cash benefit for hospitalisation:
RM
Existing critical illness sum covered:
RM

*you may refer to your insurance company / takaful operator for details of your existing coverage


Critical Illness
Coverage

Desired replacement income in the event of critical illness
Percentage of current income:*
%
Number of years:

(estimated duration for recovery)

Year(s)

Medical
Coverage

Desired daily cash benefit for hospitalisation:*

*Coverage amount is subject to respective insurance company / takaful operator's acceptance

%
Desired medical insurance /takaful annual coverage:

(you may refer to the table for cost of popular treatment)

RM